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Get the most out of FHA and VA benefits and maximize your first home purchaseing power in Orange County.
Yes, you can purchase your first home in Orange County with 99.5% Financing (.5% down) using an FHA loan with only .5% (one half) down payment.
Pre-Approval…the 1st Important Step.
Pre-approval lets you know how much you can afford to pay for your first home. To get you pre-approved, a lender will verify your credit, employment and bank references, then write a letter that says how much you're qualified to borrow.
Advantage of being Pre-Approved.
Being pre-approved shows home-sellers you're seriously looking to buy. As your agent, we recommend getting a pre-approval letter at an early stage so that we can move forward with leveraged confidence.
Remember, you are not obligated to the lender who generates your pre-approval letter: you can always shop for the best term when you're ready to present an offer.
Lenders aren't required to lend you the amount in the pre-approval letter because what you can actually afford is relative to 1) the interest rate and 2) the final sale price, the two variables that aren't determined until your offer is accepted:
Pre-Approval Assistance.
We make it our professional responsibility to assist our clients get approved as quickly and efficiently as possible. We do not get referral fees from any third-party brokers or lenders. We believe it’s just good business to help our clients win.
If you have any question, just pick up the phone and call me.
Bruce Thier
Even if you are just curious, Bruce will openly share his professional expertise with you. Call Bruce directly at 949-689-7925 or send him an email: Bruce@OC1stHOME.COM
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